Job Summary
Job Title: BCB Senior Assessor Overview: A dynamic opportunity exists for an experienced and detail-oriented Senior Assessor to play a pivotal role in credit risk assessment. The ideal candidate will be responsible for analyzing data, interpreting financial information, and producing comprehensive credit assessments to support informed decision-making. This position demands a high level of professionalism, strong analytical skills, and the ability to deliver insightful, actionable recommendations that add value for clients. Key Responsibilities: Credit Assessment and Reporting Conduct detailed credit risk assessments, ensuring reports are accurate, complete, and relevant for decision-making. Deliver high-quality reports within deadlines, updating clients on progress and addressing delays proactively. Interpret financial and non-financial data to assess the creditworthiness of legal entities. Provide recommendations supported by thorough analysis and insights that assist clients in mitigating risk exposure. Operational Excellence Use internal systems and third-party platforms to gather, verify, and process data. Identify and include adverse information in assessments to present a comprehensive risk profile. Ensure reports are professionally presented, free of errors, and meet the highest quality standards. Maintain operational consistency by adhering to procedures and standards. Information Gathering and Documentation Collect financial documents and other relevant information from various sources, ensuring data accuracy and reliability. Follow up persistently with clients and other stakeholders to acquire necessary information. Translate gathered data into meaningful insights, clearly highlighting potential risks and areas requiring further investigation. Collaboration and Communication Actively communicate with clients to provide progress updates, explain delays, and outline timelines. Collaborate with internal teams to clarify requirements and ensure alignment in report objectives. Maintain professional and clear communication with external parties to secure relevant information. Leadership and Self-Management Demonstrate ownership of tasks, ensuring quality and timelines are consistently met. Identify personal growth areas and proactively seek opportunities for improvement. Support team development by sharing knowledge and expertise to upskill colleagues. Serve as a positive influence, fostering a collaborative and motivated work environment. Qualifications and Experience: A business-related tertiary qualification is advantageous. A minimum of 3 years work experience, preferably in a related industry. Key Competencies: Advanced knowledge of credit risk principles and financial analysis. Strong problem-solving and decision-making skills. Excellent written and verbal communication skills. High attention to detail and a commitment to quality. Ability to work independently and manage time effectively.