ABOUT THE OPPORTUNITY AND RESPONSIBILITIES

This is a new position for our client, with the opportunity for driving their lending strategies, managing portfolios, and contributing to the overall growth and success of the organization.

You will lead a team of Lending professionals, collaborate with various departments, and provide strategic insights to optimize our Lending opportunities in the Chadian market.

Specifically, the position responsibilities include:

Lending Strategy Development: Formulate, communicate, and execute Lending strategies aligned with the organization's objectives and risk tolerance. Identify market trends, opportunities, and potential risks to drive informed Lending decisions.

Team Leadership: Provide strong leadership to the Lending team, fostering a collaborative and results-oriented environment. Set performance expectations, provide coaching and mentorship, and ensure professional growth of team members.

Risk Management: Develop and implement risk management strategies to mitigate potential losses. Work closely with the risk management team to ensure compliance with internal and external regulations.

Client Relations: Build and maintain strong relationships with clients, understanding their Lending preferences and long-term financial goals. Provide transparent communication and updates on portfolio performance.

Performance Reporting: Prepare regular Lending performance reports and present them to senior management, clients, and stakeholders. Use data-driven insights to illustrate the effectiveness of Lending strategies.

Financial Forecasting: Collaborate with finance and accounting teams to develop financial models, forecasts, and projections related to Lending activities. Ensure accurate budgeting and resource allocation.

Compliance and Ethics: Ensure compliance with legal, regulatory, and ethical standards in all Lending activities. Uphold the highest level of integrity and professionalism in all interactions.

Expansion & External Relations

• In consultation with the Regional Portfolio Director, develop the refugee program and SMEs lending expansion strategies in Chad.
• Setting up Chad lending training and coaching all lending teams while maintaining a health portfolio in Chad.
• Implement refugee lending expansion in Chad and work in deep collaboration with Chad’s Managing Director.
• Support government relations, legal registration, and compliance with local lending regulations.
• Lead all client Chad lending staff across the locations, setting Goals, performance reviews, and maintaining strong oversight to produce deliverables for various stakeholders.
• Plan and manage the budget, staffing, and other resources to effectively deliver lending program outcomes in Chad.
• Ensure lending in Chad programs comply with applicable donors and local laws and Bank of Central African States (BEAC) regulations.
• Represent our client at relevant external meetings, including taking the initiative to identify opportunities for outreach, collaboration, and partnerships that can support and accelerate client growth.
• Communicate effectively with donors and other stakeholders to ensure relationships are developed and maintained that promote program and organizational success.
• Regular travel to country offices and other events required by the Regional Portfolio Director.

Portfolio Management

Other:

• A Bachelor's or Master's degree in Finance, Business Administration, or a related field is required. Additional certifications or advanced degrees in finance or risk management is a plus.
• +8 Years of extensive experience in lending, credit risk management, and financial services, preferably in a leadership role. Demonstrated success in developing and executing lending strategies and managing loan portfolios.
• In-depth understanding of lending products, credit risk assessment, loan underwriting, and regulatory requirements.
• Familiar with financial analysis, loan pricing models, and industry trends.
• Strong leadership and management abilities to motivate and guide a team of lending professionals. Excellent decision-making skills, strategic thinking, and the ability to manage competing priorities.
• Proficiency in financial analysis, risk assessment, and credit evaluation. Ability to interpret complex financial data, identify trends, and make data-driven recommendations.
• Excellent verbal and written communication skills to effectively interact with internal and external stakeholders. Strong presentation skills to convey lending strategies and portfolio performance to senior management.
• Proven ability to build and maintain relationships with key stakeholders, such as clients, regulators, and industry peers. Strong negotiation and influencing skills to drive business growth and manage partnerships.