FINANCE MANAGER (HYBRID) - ZAR 1.2 MILLION pa - FINTECH
We're Hiring: Financial Manager – FinTech Industry
We’re looking for a high-impact Financial Manager to help us scale efficiently - backed by world-class investors, we are expanding rapidly across the continent and need a financial leader who can navigate complexity, drive financial strategy, and support our next phase of growth as a cutting-edge financial technology company. We’re looking for a Financial Manager who thrives in a fast-paced, hands-on environment. As part of our process, we use assessments to spark meaningful technical discussions and see how candidates tackle real-world challenges. We want someone who’s not just strategic but also willing to roll up their sleeves and problem-solve alongside us. If you’re excited by the idea of building and scaling with us, we’d love to chat.
BENEFITS:
- Lead the finance function in a high-growth, tech-driven environment
- Work alongside innovative co-founders shaping the future
- Competitive salary + performance incentives
- A culture that values agility, innovation, and impact
Key Responsibilities
Core Financial Management
- Oversee day-to-day accounting, ensuring compliance with local and international standards.
- Manage month-end, quarter-end, and year-end closes, providing accurate and timely financial reports.
- Supervise tax compliance and regulatory filings across multiple jurisdictions, optimizing the company's tax position.
- Coordinate both internal and external audits; maintain strong internal controls to mitigate risks.
Cost Allocation & Profitability
- Develop and implement frameworks for allocating direct and indirect costs at a granular level (e.g., per safe, per customer).
- Track and analyse profitability across different product lines, markets, and regions.
- Identify underperforming units or clients and recommend actions to improve margins or discontinue services.
Treasury & Payments Management
- Manage cash flow and working capital, ensuring operational continuity and strategic flexibility.
- Build relationships with banking partners, payment processors, and other financial institutions across African markets.
- Oversee cross-border and local payment processes, prioritizing security, speed, and cost-efficiency.
Financing & Loan Structuring
- Propose and evaluate financing strategies (e.g., bank loans, venture debt, asset financing) for product expansion.
- Negotiate terms with lenders or investors, managing interest rates, collateral requirements, and repayment schedules.
- Mitigate risks (currency fluctuations, rate volatility) with appropriate financial instruments or hedging strategies.
Strategic Financial Planning
- Collaborate with leadership to assess new market opportunities, create financial models, and guide investment decisions.
- Define and track key performance indicators (KPIs) that align with the growth objectives.
- Develop and maintain pricing and profitability strategies in collaboration with product and sales teams.
Team Leadership & Development
- Recruit, mentor, and scale a high-performing finance team capable of supporting multi-market operations.
- Implement robust financial systems, tools, and technologies to enhance reporting, analytics, and scalability.
- Foster a culture of continuous improvement and data-driven decision-making.